Unique Ways to Give
Gifts of Cash
You can deduct annual cash gifts such as checks and credit cards up to 39.6% of adjusted gross income annually. On a $10,000 cash gift in the 28% cash bracket, you save $2,800 in taxes.
Multi-Year Gift Pledge
You can deduct cash pledged over a period of years, up to 50% of adjusted gross income for the portion given each year. On a $30,000 cash gift over three years ($10,000 each year) in a 28% bracket, you save $2,800 in taxes each year.
Appreciated Stock
Appreciated Stock (Held More Than One Year) Makes An Excellent Gift. You Avoid All Capital Gain Taxes, Which Are 20%, And Receive A Charitable Tax Dedication On The Entire Value Of The Stock. The Gift Is Valid On The Day That It Is Signed Over To The No Need Unmet Capital Campaign. The Stock Must Be Signed Over Before It Is Sold Or The Donor Loses Significant Tax Benefits.
Bonds And Mutual Funds
Bonds And Mutual Funds Are Similar To Cash In Their Tax Treatment. State, Municipal, And U.S. Government Bonds Are Welcome.
Personal Property
Gifts Of Personal Property Are Always Welcome, Including Collections, Royalty, And Mineral Rights. Charitable Tax Deductions Are Available In The Year Of The Gift.
Outright Gift Of Real Estate
One Of The Most Overlooked Gift Forms Is Real Estate. We Will Be Happy To Discuss The Possible Gifts Of Land, A House, Or Vacation Home. You Will Receive A Tax Dedication For The Full Fair Market Value, As Well As Avoiding All Capital Gains Taxes. The No Need Unmet Campaign Liquidates These Types Of Gifts And Invests The Proceeds.
Charitable Lead Trust
In A Charitable Lead Trust, Assets (Cash Or Securities) Are Transferred To A Trust That Pays Income From The Fund To The Organization For A Predetermined Number Of Years. At The End Of The Time Periods, The Trust Terminates And The Assets Are Given Back To The Persons You Name. The Income Tax Dedication Is Fair Payments Made Annually To The Organization.
Deferred Gift Annuity
This Method Is Similar To A Gift Annuity Except That Payments Begin At A Future Date Determined By You – Retirement For Example. Your Tax Deduction And Annual Rate Of Return Increase The Longer You Wait To Start Payments. This Is A Very Effective Retirement Planning Vehicle.
